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Lance Trimble
•
30 Jun 2025
First-Time Homebuyer Programs in 2025
Discover 7 top first-time homebuyer programs—from FHA and VA to state grants—plus expert tips to cut costs and turn renting into equity-building ownership.
blog
Lance Trimble
•
30 Jun 2025
Pre-Foreclosure Buying Guide: Steps to Purchase a Distressed Home and Save
Pre-foreclosure buying guide: Learn how to find, evaluate, and buy distressed homes before they hit auction. Discover cost-saving tips and potential risks in this expert guide from FHA Insider.
blog
Brittney Richey
•
30 Jun 2025
FHA Loan Eligibility Requirements 2025: Credit Score, Down Payment & DTI Explained
FHA loans open the door for buyers with lower credit scores or limited cash reserves. Discover the exact credit, down-payment, DTI, and property standards you’ll need to satisfy so you can navigate the FHA approval process like a pro.
blog
Brittney Richey
•
30 Jun 2025
Low Down Payment Home Loans - Which One is Best for You?
Struggling to save 20%? Discover six loan programs—VA, FHA, USDA, HomeReady, Home Possible and Conventional 97—that slash the down payment to 0-3.5% while still offering competitive rates. Find out which one fits your budget and goals today.
blog
Brittney Richey
•
30 Jun 2025
FHA Loan Guide: Everything First-Time Buyers Need to Know in 2025
FHA loans help first-time or credit-challenged buyers lock in low down payments, flexible credit scores and multiple loan options—from 203(k) renovation to energy-efficient mortgages—opening the door to affordable homeownership.
blog
Brittney Richey
•
30 Jun 2025
Single Parents Home Buying Guide
Single parents can buy a home by combining down-payment help, low-money-down FHA loans, Mortgage Credit Certificate tax credits, IDA matched savings, or a trusted co-borrower—five proven paths to cut upfront costs and monthly payments.
blog
Lance Trimble
•
30 Jun 2025
Buying A Home With Bad Credit
Think bad credit locks you out of homeownership? Think again. This guide unpacks FHA, VA, USDA and other paths, plus practical credit-repair tips, so you can land a mortgage and the keys to your new home sooner than you thought possible.
blog
Brittney Richey
•
30 Jun 2025
Home Loan Pre-Qualification
Home loan pre-qualification removes guesswork from house-hunting. In minutes you’ll see how much you can borrow—no hard credit check—so you can shop within budget, negotiate confidently, and plan to improve credit, savings, and approval odds.
blog
Lance Trimble
•
30 Jun 2025
Cash-Out Refinance Programs in 2025
Need a lump-sum at a lower rate? Our guide breaks down cash-out refinance vs. home-equity loans, the latest FHA and VA requirements, pros, cons, and smart ways to use your equity – all in one quick read.
blog
Lance Trimble
•
30 Jun 2025
When To Refinance Your Mortgage
Wondering if now is the time to refinance? Discover how lower rates, home-equity cash-outs and smart timing can shrink payments and maximize long-term savings with FHA Insider guidance.
blog
Brittney Richey
•
30 Jun 2025
Refinancing Options For Low Income Families
Discover FHA, Fannie Mae and USDA refinance programs that drop rates, tap equity or trim payments—smart relief options designed for today’s low-income homeowners.
blog
Brittney Richey
•
30 Jun 2025
No Closing Cost Refinance
Skip closing fees with a no-closing-cost refinance. See how rolling costs into your loan or a higher rate impacts savings and review FHA streamline basics.
blog
FHA RATES
30 Year FHA Fixed
6.46%
Term
Change
Rate (%)
1-Week
-0.01
6.47%
1-Month
-0.15
6.61%
6-Months
-0.13
6.59%
1-Year
-0.24
6.70%
FHA RATES
30 Year FHA Fixed
6.46%
Term
Change
Rate (%)
1-Week
-0.01
6.47%
1-Month
-0.15
6.61%
6-Months
-0.13
6.59%
1-Year
-0.24
6.70%